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Check out our latest promotions going on at a branch near you. Stay up to date on all the events and news happening at SOCU.

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Member Appreciation Certificate Special

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Our Loyal Dealers of the Month

Cash Back

$50 Back To You Checking Promotion!

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Transfer Your Balances to SOCU!

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3.99%APR for 72 Months Apply Now!

2019-20 Member Scholarships

Streator Onized Credit Union is offering educational scholarships for the 2019/2020 school year. Five (5) scholarships will be awarded to recipients in ...

Streator Onized Credit Union is offering educational scholarships for the 2019/2020 school ...

Visit SOCU Morris & Enter to Win Raging Waves Tickets!

THIS PROMOTION HAS EXPIRED Come visit us at our new Morris Branch at 1544 Creek Dr and enter to win 2 Raging ...

THIS PROMOTION HAS EXPIRED Come visit us at our new Morris ...

Debit & Credit Card Security Tips

SOCU's Plastics Service Representative Brittany Sampson has compiled some best practice tips for safely using and securing your debit card. 1. ...

SOCU's Plastics Service Representative Brittany Sampson has compiled some best practice ...

Is this Website Secure? - Tip of the Week

Security when online shopping has been a concern to consumers since the beginning of the e-commerce industry, but there is ...

Security when online shopping has been a concern to consumers since ...

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Join us online and get social! Keep up to date on what is going on at SOCU. Be reminded of closings, promotions and community events.

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Giving Back

Giving to community, families and members is what we do! We live by our motto: Passionate service to members, community and each other to create a unique experience of People Helping People.

$20K

Streator Walldogs

$1K

Make A Wish

$1K

Taste of the Town

$4.5K

Streator United Way

$500

Livingston Co. Ag Fair

$10K

Streator River Rescue

$6K

Cops for Kids

$3.25K

Yearly Scholarships

Above are some of our recent donations to charities and members.

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Unconventional and Unpretentious

"We're not the tie-wearing, loan-denying type here."

CHANCES ARE pretty good that if the maintenance man at the Streator (Ill.) Onized Credit Union didn’t show up for work, CEO Kathy Lucas would be mowing the lawn.

“A couple of months ago, I did a stint as a teller at our high school’s onsite credit union,” says Lucas.

Starting her service at the north-central Illinois credit union as a teller three decades ago taught Lucas to pitch in where needed. She clearly embraces the Credit Union Rock Star honor—but notes she’s not a solo act.

“I’ve been with the band here for 30 years, the last nine as lead singer,” Lucas says. “We love to create new music every day.”

Lucas has led the credit union to remarkable growth, with an emphasis on member services and professional development. When she took over as CEO, the credit union had 12,000 members and $88 million in assets. Today, those numbers have swelled to 26,000 members and more than $200 million in assets.

“We don’t just want your car loan. We want all of your business, and we’re happy to prove it,” she says. “We believe in the VIP treatment for all of our members. I don’t care if you barely have enough money to start an account. We think those people are a gold mine.”

“We’re not the tie-wearing, loan-denying type here,” Lucas says.

Lucas is a big believer in the value of professional development. In what she hopes will be an ongoing effort, she recently sent several supervisors on a road trip to four credit unions in Michigan to swap best practices.

“We love to motivate employees,” Lucas says.

Our rates will take you places.

Being a member of a credit union means lower loan rates and higher savings rates for you, the member. Check out our latest rates below and apply for a loan online with SOCU.

As Low As

2.89%

APR on New Vehicles

As Low As

6.99%

APR on Personal Loans

As Low As

4.44%

APR on Home Equity Loans

As High As

3.04%

APY on Certificates

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As Low As

10.90%

APR on Credit Cards

Check out our full list of loan offerings and rates today!

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Streator Branches
815-673-5577

Pontiac Branch
815-842-1437

Dwight Branch
815-584-9730

Morris Branch
815-416-1170

Audio Banking
815-510-3084

Toll Free
800-595-2454

This credit union is federally insured by the National Credit Union Administration.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Equal Housing Opportunity

© 2018 Streator Onized Credit Union
NMLS# 421974 • Lost or Stolen: Debit Card: 800-523-4175 • Credit Card: 800-325-3678
Routing Number: 271989688