December Youth Certificate is Here! Learn More
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Check out all the latest news, promotions, events, and blog posts at SOCU below! New member or current member? It doesn't matter we have promotions for everyone!
Whether you are a first-time homebuyer or a homeowner looking to refinance your high-interest mortgage, we can help! Our Mortgage Loan Officers Sandy McBride (NMLS#442097) and Ashley Tutko (NMLS#1143785) are ready to make your home ownership dreams a reality.
Ready to get the keys to your dream home?Use your homes equity today!
Low Fixed Rate!
Get into your first home today!
Refi to SOCU and save $$$
Giving to community, families and members is what we do! We live by our motto: Passionate service to members, community and each other to create a unique experience of People Helping People. Below are only some of the charitable organizations SOCU supports with donations of money, time or resources!
We believe in local businesses and the people that run them. SOCU works closely with local chamber of commerces in the communities we serve and live.
SOCU has won various awards including 1st Place in State of Illinois Dora Maxwell and CUNA Community Credit Union of the Year. CUNA Community Credit Union of the Year is given community credit unions that excel in the advancement of the ideals of the credit union movement, are proactive in their community and provide a wide array of services that meet the needs of their diverse communities. SOCU has also ranked in the top 200 healthiest credit unions in the nation in 2014, 2015, 2017, 2018, 2020, 2021, & 2022. Most recently SOCU was ranked as the 3rd best-performing credit union in the nation by S&P Market Intelligence. Learn More About SOCU
Being a member of a credit union means lower loan rates and higher savings rates for you, the member. Check out our latest rates below and apply for a loan online with SOCU.
As Low As
APR on New Vehicles
As Low As
APR on Personal Loans
As High As
APY on Certificates
As Low As
APR on Credit Cards
Check out our full list of loan offerings and rates today!
