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Debt Consolidation - Home Repair - Vacations*
*All loans subject to credit approval. The 1% cash back is only for personal loans $15,000 or more in new funds advanced. Maximum $300.00 cash back. Loan must be open for 60 days or 1% cash back will be surrendered. Limited time offer. Offers may not be combined. Federally Insured by the NCUA.
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All year long SOCU will be celebrating 80 years of member service! Founded in 1939 Streator Onized Credit Union has been serving the community ever since. This years member events will include concerts, bus trips, trivia nights and much more! See all events happening in Streator, Pontiac, Dwight and Morris today!
Whether you are a first-time homebuyer or a homeowner looking to refinance your high-interest mortgage, we can help! Our Mortgage Loan Officer Sandy Mcbride (NMLS#442097) is ready to make your home ownership dreams a reality.
Ready to get the keys to your dream home?Use your homes equity today!
Low Fixed Rate!
Get into your first home today!
Refi to SOCU and save $$$
Giving to community, families and members is what we do! We live by our motto: Passionate service to members, community and each other to create a unique experience of People Helping People. Below are only some of the charitable organizations SOCU supports with donations of money, time or resources!
We believe in local businesses and the people that run them. SOCU works closely with local chamber of commerces in the communities we serve and live.
SOCU has won various awards including 1st Place in State of Illinois Dora Maxwell and CUNA Community Credit Union of the Year. CUNA Community Credit Union of the Year is given community credit unions that excel in the advancement of the ideals of the credit union movement, are proactive in their community and provide a wide array of services that meet the needs of their diverse communities. SOCU has also ranked in the top 200 healthiest credit unions in the nation in 2014, 2015, 2017, and 2018. Most recently SOCU has received an "A" rating from Deposit Accounts! Learn More About SOCU
Being a member of a credit union means lower loan rates and higher savings rates for you, the member. Check out our latest rates below and apply for a loan online with SOCU.
As Low As
APR on New Vehicles
As Low As
APR on Personal Loans
As Low As
APR on Home Equity Loans
As High As
APY on Certificates
As Low As
APR on Credit Cards
Check out our full list of loan offerings and rates today!
