Skip to main content

errorNotifications

g_translate Translate

search dehaze

APPLY FOR A LOAN

BECOME A MEMBER

search dehaze

phonelink Online Account Login android phone_iphone

arrow_forwardSearch

VISA Card Login

ScoreCard Login

About Us Join SOCU Staff & Board About Us Why is SOCU Casual? Holiday Closings Member Feedback

Plastics Find an ATM Debit Cards Debit Card Designs Visa Platinum Perks Visa Platinum Edge Debt Consolidation Mobile Pay Options

Loans Loan Products Skip-a-Pay Loan Calculators Update Insurance Apply for a Loan Loan Rates

Savings Accounts Money Markets Certificates Investments Saving Products Saving Rates Wire Instructions

Vehicles & Homes SOCU Owned Vehicles Preferred Dealers Member Assisted Sales SOCU Owned Homes

News & Promos Promotions News Newsletters Blog

Checking Checking Perks Order Checks

Homes Mortgages Home Equity Loans

EN Password

Forgot Password?

Android App - iPhone App

Start saving towards their dreams today! Savings Rates

Bar graph

Rates

View our current rates.

Loan Papers

Loans

Apply for a loan & more.

Check Book

Checking

Debit + checking accounts

Pile of Money

Savings

Saving & other accounts.

Wallet

Credit Cards

Get an SOCU VISA today.

Special Offer 100% Guaranteed

Check out our latest promotions going on at a branch near you. Stay up to date on all the events and news happening at SOCU.

Personal Loans

Personal Loans up to $30K Special

A car dealer selling a car

Our Loyal Dealers of the Month

Cash Back

1% Cash Back Refi Promotion

Spring into rate

Transfer Your Balances to SOCU!

Baseball Slide

Baseball Bus Trips are Back!

SOCU Ranked 119th in Nation for Financial Health

FOR IMMEDIATE RELEASE SOCU Recognized by DepositAccounts.com in 2018 Top 200 Healthiest Credit Unions in America Charlotte, N.C., April 10th, 2018 — De...

FOR IMMEDIATE RELEASE SOCU Recognized by DepositAccounts.com in 2018 Top 200 Healthiest ...

Baseball Bus Trips 2018

Sunday, May 13 Cubs vs Sox @ Wrigley $115 ea or 14,375 scorecard reward points SOLD OUT Thursday, July 19 Cubs vs Cards @ Wrigley $110 ea ...

Sunday, May 13 Cubs vs Sox @ Wrigley $115 ea or 14,375 scorecard reward points ...

Major News Events Scams - Tip of the Week

When a major news event happens, cybercriminals will take advantage of the incident and send phishing emails with a subject ...

When a major news event happens, cybercriminals will take advantage of ...

Equifax Hack - Here is what you need to do

Although SOCU does not report our member information to Equifax you may still be affected by this latest major breach ...

Although SOCU does not report our member information to Equifax you ...

Follow Us

Join us online and get social! Keep up to date on what is going on at SOCU. Be reminded of closings, promotions and community events.

"Happening Now!"

Facebook Thumbs Up

Like Us on Facebook

"Tweet, tweet"

Follow Us on Twitter

"Join the Team"

Join Us on LinkedIn

"What does the turkey say?"

Watch Us on Youtube

"Listen Up"

Listen on SoundCloud

Giving Back

Giving to community, families and members is what we do! We live by our motto: Passionate service to members, community and each other to create a unique experience of People Helping People.

$20K

Streator Walldogs

$1K

Make A Wish

$1K

Taste of the Town

$4.5K

Streator United Way

$500

Streator Youth Football

$10K

Streator River Rescue

$6K

Cops for Kids

$3.25K

Yearly Scholarships

Above are some of our recent donations to charities and members.

Light Bulb

Unconventional and Unpretentious

"We're not the tie-wearing, loan-denying type here."

CHANCES ARE pretty good that if the maintenance man at the Streator (Ill.) Onized Credit Union didn’t show up for work, CEO Kathy Lucas would be mowing the lawn.

“A couple of months ago, I did a stint as a teller at our high school’s onsite credit union,” says Lucas.

Starting her service at the north-central Illinois credit union as a teller three decades ago taught Lucas to pitch in where needed. She clearly embraces the Credit Union Rock Star honor—but notes she’s not a solo act.

“I’ve been with the band here for 30 years, the last nine as lead singer,” Lucas says. “We love to create new music every day.”

Lucas has led the credit union to remarkable growth, with an emphasis on member services and professional development. When she took over as CEO, the credit union had 12,000 members and $88 million in assets. Today, those numbers have swelled to 26,000 members and more than $200 million in assets.

“We don’t just want your car loan. We want all of your business, and we’re happy to prove it,” she says. “We believe in the VIP treatment for all of our members. I don’t care if you barely have enough money to start an account. We think those people are a gold mine.”

“We’re not the tie-wearing, loan-denying type here,” Lucas says.

Lucas is a big believer in the value of professional development. In what she hopes will be an ongoing effort, she recently sent several supervisors on a road trip to four credit unions in Michigan to swap best practices.

“We love to motivate employees,” Lucas says.

Our rates will take you places.

Being a member of a credit union means lower loan rates and higher savings rates for you, the member. Check out our latest rates below and apply for a loan online with SOCU.

As Low As

2.79%

APR on New Vehicles

As Low As

7.99%

APR on Personal Loans

As Low As

4.44%

APR on Home Equity Loans

As High As

2.17%

APY on Certificates

Shopping Cart Icon

As Low As

10.90%

APR on Credit Cards

Check out our full list of loan offerings and rates today!

Security

Privacy

Careers & Employment

Terms of Use

UIGEA

Contact Us

Patriot Act

F.A.Q.

Disclosures

Forms & Documents

Accessibility

Main Office
815-673-5577

Owens Branch
815-673-1589

Pontiac Branch
815-842-1437

Dwight Branch
815-584-9730

Audio Response
815-510-3084

Toll Free
800-595-2454

This credit union is federally insured by the National Credit Union Administration.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Equal Housing Opportunity

© 2018 Streator Onized Credit Union
NMLS# 421974 • Lost or Stolen: Debit Card: 800-523-4175 • Credit Card: 800-325-3678
Routing Number: 271989688