24/7 Online
and Mobile

Open your free checking account today!

Already a member?

Sign into your account and select "add a share" to get started!


Not yet a member?

Not a problem, join today!
Apply now and we'll create your membership during this application.

Join Now


VISA Balance Transfers

Transfer your balance to your new or existing SOCU Visa Credit Card in 2024 for amazing interest rates!

VISA Flyer

Why should I transfer my credit card Balance to my SOCU Visa Credit Card?

For our Great Rates. This is a great way to get your balance paid down at a fixed rate over a certain time period.

How do I transfer my balance?

You can transfer your balance by applying for a NEW SOCU Visa Credit Card or Transfer Your Current Balance to your existing SOCU Visa Credit Card below.

Electronically fill and sign the balance transfer form online now.

or if you prefer to use paper, print the balance transfer form

The paper form can be delivered in the following ways:

  • Fax: ATTN: Card Services 815-673-8030
  • Mail: SOCU ATTN: Card Services 912 N Shabbona Street, Streator, IL 61364
  • Bring form into any SOCU branch

If I have questions about my balance transfer, what do I do?

  1. Visit any of our branches to get more information on balance transfers.
  2. Call us at 815-673-5577.
  3. Loan Officers at our branches can also help you fill out balance transfer forms or answer questions.

Card Application Transfer Form Visa Platinum Cards

*All Visas subject to credit approval. APR=Annual Percentage Rate. Promotional rate of 2.99% APR applies for 6 months after you transfer a balance. Promotional rate of 7.99% APR applies for 24 months after you transfer a balance. Balance transfers may not be used on existing SOCU loans. After the promotional period ends, any unpaid balance will revert to the current purchase APR, between 11.90%-23.90% APR, based upon your creditworthiness. Limited time offer. Federally insured by the NCUA.