Loan Products

Streator Onized Credit Union strives to offer competitive loan rates and member satisfaction. We are here to help you get the lowest monthly payment with the best rate possible.

SOCU is available 24 hours a day, 7 days a week. If you need to apply for a loan late at night or on Sunday morning, just apply online, complete a loan application and submit the information. A friendly Loan Officer will contact you with a loan decision.

Quick Links

Apply For Your Loan Online
Get Your FREE Credit Report today
Use our loan calculators to figure out your monthly payment amount.
Pay your loan
File a Claim

Fresh Start Loans

No Credit Report Required
Up to $1,500
A Fresh Start for you!

Vehicle Loans

Up to 125% financing on vehicle loans
Competitive Loan Rates
Up to 96-month financing
Abundance of Collateral – May allow you to deduct interest paid on your tax return!
Payment Protection – Credit Life & Disability
GAP – Helps cover Deficient Amount Owed if Vehicle is a Total Loss
Extended Warranty Options

Auto Financing

View our current loan rates now

Apply Online Now!

Mortgage Loans

Low Fixed Rates
15, 20 & 30 Year Terms

Learn more about our mortgages

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Home Equity Loan Options
Streator Onized Credit Union offers various types of Home Equity Loans.
By using the equity in your home, you may qualify for a sizable amount of credit at a low-interest rate.
Furthermore, under the tax law – depending on your specific situation – you may be allowed to deduct the interest because the debt is secured by your home. Consult a tax advisor for further information.

Learn more about our home equity options

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Home Equity Line of Credit

Minimum Loan Amount $5000
Minimum Initial Advance $500
120-Month Draw Period, 120-Month Payback Period
Monthly payment based on 1.5% of the principal balance outstanding on the last day of each month
Maximum Total Loan to Value is 85%
Adequate homeowner’s insurance coverage is required

Apply Online Now!

Home Equity Fixed Rate