High Yield Checking


Save more for what’s next by putting your money to work for you. You get all the features plus a monthly dividend.

High Yield Checking

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Maximize your money with a checking account that rewards your everyday banking habits. High Yield Checking is designed to help you grow your balance while enjoying convenient features and financial flexibility.


Why You'll Love It


  • Free instant-issue debit card for immediate access to your funds
  • First order of checks is free when ordered within 30 days of opening
  • May qualify for a Credit Line Overdraft (CLOC) for added peace of mind
  • Generous transaction limits: $3,000 POS / $500 ATM daily
  • Earn up to 3.00% APY on balances up to $30,000 when you meet simple monthly activity requirements.
  • Interest-bearing account with competitive tiered rates:

    • Tier 1: 0.25% APY if requirements aren’t met, or any amounts over $30,000
    • Tier 2: 3.00% APY on balances up to $30,000

How to Unlock the Highest Rate


  • 10 debit card transactions per month
  • eStatements
  • $500 electronic deposit per month (direct deposit, online banking transfer, or ACH)

     *APY = Annual Percentage Yield. Balances up to $30,000 will earn 3.00% APY. Balances over $30,000 will earn 0.25% APY. Rates are effective as of September 1, 2025, and are subject to change monthly after 12/31/25. **Qualification requirements apply. Federally insured by the NCUA.