Disclosures

Below is a list of our disclosures at SOCU. You will need to download Adobe Reader below to view these files if you have not already done so.

link Download Adobe PDF Reader

attachment Visa Disclosure

attachment Credit Score Disclosure Real Estate

attachment No Available Credit Score Disclosure

attachment Credit Score Disclosure Non-Real Estate Risk Based Pricing

attachment Truth in Savings


Military Lending Act Disclosure

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

To hear this disclosure over the phone please call us toll free and request our MLA disclosure or ask for extension 888.