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Fresh Start Checking

If you're looking for a checking account to get you back on track, look no further! Our Fresh Start Checking Accounts offer members the ability to take control of their finances and build a history of responsible account management.

Fresh Start Checking Perks

  • Primary Owner must be 18 or over
  • Failed ChexSystems required (will NOT pass ChexSystems with unpaid chargeoffs!)
  • Free Instant Issue Debit Card
  • Not eligible for Courtesy Pay or CLOC
  • POS $1,000; ATM $500
  • First order of checks are free (if ordered within 30 days of account opening)

(1) See separate Checking Account Overdraft Disclosure for additional information on overdraft procedures and processing.
(2) See separate Fee Schedule for all other transaction fees.
(3) Must Contact a SOCU representative within 30 days of account opening to order free starter checks. Seniors can contact a SOCU representative at any time to order free checks.