Mortgages

When the Federal Reserve raised its interest rates late last year, most mortgage rate prognosticators saw it as a sure sign that home-loan rates would finally rise meaningfully. In fact, just the opposite has happened. The average rate on the popular 30-year fixed loan is now at its lowest level of the year and could potentially head lower into new record territory.

It's impossible to know how timing will play out, but I definitely see the ingredients in place for new all-time lows sometime soon," said Matthew Graham, chief operating officer of Mortgage News Daily. "It actually concerns me how convinced I am that this will happen eventually.*

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Our Mortgage Loan Officer Sandy Mcbride (NMLS#442097) is ready to make your home ownership dreams a reality. Whether it is your first home or a new upgrade Sandy will guide you along the way. Call her direct at 815-673-5577 Extension 107!

To begin the process fill out an online loan application. This loan application will be routed to Sandy and an initial decision will be made. Further documents maybe needed as well as signatures for the mortgage or refinance in which you are applying.

Full NMLS Number List

Below is our full list of loan officers that also have NMLS numbers.

NMLS Number Name Branch
809933 Albert,Mandi Northpoint
1574345 Alexander, Lisa Streator
1574345 Blasco, Carolyn Streator
539041 Coleman, Stephanie Morris
442099 Conner, Kristine Northpoint
539826 Cox, Christine Pontiac
1537539Cribbett, Katrina Dwight
1273124 Esparza, Edward Northpoint
528567 Fechter, Jeanie Northpoint
1537537Gassman, Doug Northpoint
1574347 Handzus, Lindsey Northpoint
1273125Hart, Elizabeth Northpoint
539824 Holland, Jessica Northpoint
442095 Holocker , Kelly Northpoint
528569 Iverson, Diana Pontiac
1537542Johnson, Tracy Northpoint
1537540Kahne, Kathryn Northpoint
442098Keith, Jennifer Northpoint
539823 Kern, Ryan Northpoint
1575801 Kohrt, James Streator
528564 Kusnerick, Angela Streator
442094 Lawless, Paula Northpoint
1184498 Lopez, Steven Northpoint
528568 Lucas, Kathleen Northpoint
1492297 Matas, Cassie Northpoint
442097 McBride, Sandra Northpoint
1495553 McCoy, Lainey Northpoint
1574348 Middleton, Dariane Northpoint
1468558 Patterson, Angel Northpoint
1574355 Potter, Lorri Pontiac
1537541Renteria, Wendy Northpoint
864362 Rhynes, Ashli Northpoint
864361 Sibert, Lorna Dwight
1574346 Sampson, Brittany Northpoint
757257 Shelly, Amy Streator
1184499 Sims, Krystle Northpoint
1574344 Stash, Carol Streator
1402302 Threadgill , Trent Northpoint
1537542Travers, Betty Northpoint
1143785Tutko, Ashley Northpoint
1414783 Warren, Jessica Pontiac
1575800 Woosely, Sonia Streator
1537538 Washington, Marissa BCU
539829 Watenpaugh, Chantell Dwight



*Source: Diana Olick http://www.cnbc.com/2016/04/11/mortgage-rates-dip-to-annual-low-will-they-stick.html