Mortgages

When the Federal Reserve raised its interest rates late last year, most mortgage rate prognosticators saw it as a sure sign that home-loan rates would finally rise meaningfully. In fact, just the opposite has happened. The average rate on the popular 30-year fixed loan is now at its lowest level of the year and could potentially head lower into new record territory.

"Mortgage rates are in a constant state of flux, but they have remained in a historically low range for quite some time. If you’re in the market for a mortgage, it may make sense to go ahead and lock if you see a rate you like." Adrian D. Garcia, Bankrate*

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Our Mortgage Loan Officer Sandy Mcbride (NMLS#442097) is ready to make your home ownership dreams a reality. Whether it is your first home or a new upgrade Sandy will guide you along the way. Call her direct at 815-673-5577 Extension 107!

To begin the process fill out an online loan application. This loan application will be routed to Sandy and an initial decision will be made. Further documents may be needed as well as signatures for the mortgage or refinance in which you are applying.

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*Source: Adrian D. Garcia https://www.bankrate.com/mortgages/rates/mortgage-rates-for-wednesday-april-24/