When the Federal Reserve raised its interest rates late last year, most mortgage rate prognosticators saw it as a sure sign that home-loan rates would finally rise meaningfully. In fact, just the opposite has happened. The average rate on the popular 30-year fixed loan is now at its lowest level of the year and could potentially head lower into new record territory.

"Mortgage rates are in a constant state of flux, but they have remained in a historically low range for quite some time. If you’re in the market for a mortgage, it may make sense to go ahead and lock if you see a rate you like." Adrian D. Garcia, Bankrate*

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Our Mortgage Loan Officer Sandy Mcbride (NMLS#442097) is ready to make your home ownership dreams a reality. Whether it is your first home or a new upgrade Sandy will guide you along the way. Call her direct at 815-673-5577 Extension 107!

To begin the process fill out an online loan application. This loan application will be routed to Sandy and an initial decision will be made. Further documents may be needed as well as signatures for the mortgage or refinance in which you are applying.

Full NMLS Number List

Below is our full list of loan officers that also have NMLS numbers.

NMLS Number Name Branch
1892099 Adams, Bonnie Dwight
809933 Albert, Mandi Northpoint
2046676 Armstrong, ShariDwight
1759451 Austino, KariStreator
1850385 Biros, JoshuaStreator
1574345 Blasco, CarolynStreator
1971525 Camacho, MyriamStreator
1840676 Chavez,Maricela Morris
1602995Condon, Tiffany Northpoint
442099 Conner, Kristine Northpoint
539826 Cox, ChristinePontiac
1815014Crawford, Payton Northpoint
1537539Cribbett, Katrina Dwight
1915673Darm, Madison Northpoint
1850388Davis, Cheryl Streator
1880595Eggenberger, Elizabeth Streator
1602994Elmore, Brianna Northpoint
528567 Fechter, JeanieStreator
1939186 Fulkerson, ZacharyStreator
2029046 Gonzalez, KaitlinStreator
1900266 Guevara, TonyaStreator
1710722 Gutierrez Vazquez, NancyStreator
1868455Hagerty, Lakin Northpoint
1710721Harcharik, Jordan Streator
1184499Harlan, Krystle Northpoint
1779566Helwig, Donna Streator
1660986Hinthorn, Krystal Pontiac
539824 Holland, JessicaStreator
19195672 Huber, JenniferStreator
528569 Iverson, DianaPontiac
1854860 Johnson, JaniceStreator
1537542Johnson, Tracy Streator
2049980Jones, Jayden Pontiac
1840675Jones, Nichole Streator
539823Kern, Ryan Streator
1575801 Kohrt, JamesStreator
528564 Kusnerick, AngelaStreator
442094 Lawless, PaulaStreator
1971527 Lenhausen, MeganStreator
528568 Lucas, KathleenNorthpoint
902588Manegold, Dayna Morris
1492297Matas, Cassie Streator
442097 McBride, SandraNorthpoint
1863207 Pippin, StephanieCollections
1574355 Potter, LorriPontiac
1892098 Price, CameronNorthpoint
864362 Rhynes, AshliNorthpoint
1971526 Roe, BrianneStreator
1574346Sampson, Brittany Northpoint
2012549Salinas, Briana Dwight
1850386Salisbury, Jennifer Streator
1674915Smith, Hallie Northpoint
1619413Sonne-Williams, Anthony Morris
1935976Spellious, Suzanne Streator
1935977Starkey, Olivia Streator
1663349Stillwell, Dana Streator
1761944Sullivan, Tonya Northpoint
1666084Tincher, Lindsay Streator
1537543Travers, Betty Streator
1143785Tutko, Ashley Northpoint
1742860Waite, Stephanie Morris
1414783Warren, Jessica Pontiac
539829 Watenpaugh, ChantellDwight
1939187 Weber, MichaelPontiac
1807622 Williamson, JamieStreator
442098Wissen, Jennifer Streator
*Source: Adrian D. Garcia