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When the Federal Reserve raised its interest rates late last year, most mortgage rate prognosticators saw it as a sure sign that home-loan rates would finally rise meaningfully. In fact, just the opposite has happened. The average rate on the popular 30-year fixed loan is now at its lowest level of the year and could potentially head lower into new record territory.

It's impossible to know how timing will play out, but I definitely see the ingredients in place for new all-time lows sometime soon," said Matthew Graham, chief operating officer of Mortgage News Daily. "It actually concerns me how convinced I am that this will happen eventually.*

Apply Online Today for a Mortgage or Refinance!

A picture of a home at night.
New, old, renovated or needing repairs, we want to fund your dreams.

Our Mortgage Loan Officer

Our Mortgage Loan Officer Sandy Mcbride (NMLS#442097) is ready to make your home ownership dreams a reality. Whether it is your first home or a new upgrade Sandy will guide you along the way. Call her direct at 815-673-5577 Extension 107!

To begin the process fill out an online loan application. This loan application will be routed to Sandy and an initial decision will be made. Further documents maybe needed as well as signatures for the mortgage or refinance in which you are applying.

Full NMLS Number List

Below is our full list of loan officers that also have NMLS numbers.

NMLS Number Name Branch
809933 Albert,Mandi Northpoint
1759451 Austino, KariStreator
1850385 Biros, JoshuaStreator
1574345 Blasco, CarolynStreator
1840677 Boitnott, ChelseaStreator
1807619 Brown, LisaPontiac
1733813 Christiansen, ElizabethStreator
442099 Conner, Kristine Northpoint
539826 Cox, ChristinePontiac
1815014Crawford, Payton Northpoint
1537539Cribbett, Katrina Dwight
1850388Davis, Cheryl Streator
1850387Eilts, Rhonda Dwight
1602994Elmore, Brianna Northpoint
528567 Fechter, JeanieStreator
1815013 Fleming, Hillary Streator
1710722 Gutierrez Vazquez, NancyStreator
1710721Harcharik, Jordan Streator
1779566Helwig, Donna Streator
1660986Hinthorn, Krystal Pontiac
539824 Holland, JessicaStreator
528569 Iverson, DianaPontiac
1537542Johnson, Tracy Streator
1840675Jones, Nichole Streator
1807620Kalaitzakis, Melitsa Streator
442098Keith, Jennifer Streator
539823Kern, Ryan Streator
1575801 Kohrt, JamesStreator
528564 Kusnerick, AngelaStreator
442094 Lawless, PaulaStreator
528568 Lucas, KathleenNorthpoint
902588Manegold, Dayna Morris
1589473Mann, Kaylea Morris
1492297Matas, Cassie Streator
442097 McBride, SandraNorthpoint
1574355 Potter, LorriPontiac
1847371 Rees, KlaudiaNorthpoint
1574346Sampson, Brittany Northpoint
1850386Salisbury, Jennifer Streator
1602995Sharisky, Tiffany Northpoint
757257Shelly, Amy Streator
1184499Sims, Krystle Northpoint
1674915Smith, Hallie Northpoint
1815012Solsberry, Sydney Northpoint
1574344Stash, Carol Streator
1663349Stillwell, Dana Streator
1761944Sullivan, Tonya Northpoint
1666084Tincher, Lindsay Streator
1402302 Threadgill , TrentStreator
1537543Travers, Betty Streator
1143785Tutko, Ashley Northpoint
1742860Waite, Stephanie Morris
1414783Warren, Jessica Pontiac
539829 Watenpaugh, ChantellDwight
1807622 Williamson, JamieStreator

*Source: Diana Olick