Visa Platinum Credit Cards

With SOCU's VISA Platinum Perks and scorecardrewards.com you can earn points to redeem awesome rewards! Redeem points online for merchandise and travel rewards. Use your cards for everyday purchases and watch your points add up quickly. To get started login to your online banking account.


Visa Platinum Perks

Cards are EMV Chip Cards for added security
Mobile Pay Options
Verified by VISA®
24/7 Account Access through EZCardinfo Online

VISA Platinum Perks Rate

As low as 11.90% APR
ScoreCard Rewards! Earn points with every purchase!
SCOREMORE at participating retailers!
Credit Limits up to $25,000.00

VISA Platinum Edge

Cards are EMV Chip Cards for added security
Mobile Pay Options
Verified by VISA®
24/7 Account Access through EZCardinfo Online
A great way to build credit

VISA Platinum Edge Rate

As low as 14.90% APR
Credit Limits up to $5,000.00

Apply Online for VISA® Card Now

Apply for SOCU Credit Life and Credit Disability Protection



Visa® Checkout and SOCU

Whenever you shop on your favorite sites, keep an eye out for the Visa® Checkout button. Once you select Visa® Checkout, all you have to do is log in and confirm your payment. Visa® Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.



Improved Fraud Alerts

We take security seriously and that is why SOCU credit cards employ SecurLOCK and FRIS Fraud Monitoring.

2-Way Email and Text Messaging communications (SecurLOCK) for Visa® Credit Card fraud alerts!

Please update your personal information for your credit card account on EZCardinfo.com or notify the Card Services Department of any changes to your account. If you have any question please call the Card Services Department.

SecurLOCK F.A.Q.


Visa® Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your Visa card.

Sign Up for Purchase Alerts


Mobile Pay Options

SOCU is proud to announce our latest greatest feature, mobile pay! SOCU supports Apple, Android, and Samsung mobile pay options. View a list of how-to documents that can help you get set up and running with mobile pay today.


VISA® Account Updater

When you save your SOCU Visa® Credit/Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.

So if your card is re-issued, you may not have to update your payment info with every biller and merchant where you have it saved*

• Skip the hassles of re-entering or resubmitting your payment info
• Avoid declined payments and service interruptions
• Count on SOCU to keep your card info secure

It’s just one more reason your SOCU Visa® Credit/Debit card is the easy way to pay for everything from your morning coffee to your monthly cable bill.

Learn More About VISA® Account Updater


*All Visas® subject to credit approval. Platinum Edge as low as 14.9% APR; Platinum Perks as low as 11.9% APR.

Lost or Stolen: Debit Card: 800-523-4175 | Credit Card: 800-325-3678 | Check Balances: 800-322-8472