24/7 Online
and Mobile

Open your free checking account today!

Already a member?

Sign into your account and select "add a share" to get started!


Not yet a member?

Not a problem, join today!
Apply now and we'll create your membership during this application.

Join Now


VISA Account Updater

Automatic Payments just got easier!
We’ll help keep your card information updated.

When you save your SOCU Visa® Credit/Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.

So if your card is re-issued, you may not have to update your payment info with every biller and merchant where you have it saved*

• Skip the hassles of re-entering or resubmitting your payment info
• Avoid declined payments and service interruptions
• Count on SOCU to keep your card info secure

It’s just one more reason your SOCU Visa® Credit/Debit card is the easy way to pay for everything from your morning coffee to your monthly cable bill.

For faster, easier payments, save your SOCU Visa® Credit/Debit with billers and merchants today!

*Not all merchants patriciate in automatic updates. Updates are not guaranteed before the next billing cycle.

What does VAU do?
VAU enables the electronic exchange of updated account information (account number and expiration date changes, and account closures and contact cardholder advices) among participating issuers, acquirers and merchants that process Visa transactions using account-on-file data.

How does VAU work?
Issuers provide account change information to VAU electronically.

Does VAU also provide cardholder name or address changes?
No. VAU supports only account number and expiration date changes, and account closure advices.

Cardholder Benefits
Offers a seamless account update process.
Provides uninterrupted service from participating merchants.
Reduces negative experiences caused by declines.
Does not require cardholder action to communicate changes to participating merchants.

Account Updater Video