Crypto
Cryptocurrency Made Accessible
Buy & manage crypto in SOCU Online Banking!
✅ Secure blockchain-based assets
✅ Easy buying, selling, and tracking
✅ Integrated with your SOCU account in partnership with InvestiFi*
✅ Broad range of Crypto options
Understanding Cryptocurrency
Cryptocurrency is a fully digital asset secured through cryptography and recorded on a decentralized blockchain ledger. It is not controlled by any government or organization. Instead, users collectively maintain the system. Blockchain acts as a transparent, secure record of all transactions.
💰 Purchase
After accepting the terms in the Investment Portal, choose from popular coins like Bitcoin (₿) and Ethereum (Ξ). Select your funding account and enter your investment amount.
📊 Portfolio
View your holdings, track gains or losses, and monitor performance with daily, weekly, and monthly history.
🔒 Transactions
For security and compliance, crypto cannot be transferred to or from external wallets. All transactions remain within SOCU’s environment.
💵 Cost & Fees
Transactions include a fee based on trade size (minimum $0.99). Maximum trade amount is $7,500 with no daily or monthly limits.
📈 Value & Risk
Crypto values can fluctuate rapidly due to the lack of a central authority. This volatility makes it a higher-risk investment.
🧾 Taxation
Crypto holdings are taxable when sold. View quarterly summaries and download e-statements within the Investment Portal.
Available Cryptocurrencies
The following are some of the cryptocurrencies available for trading on the platform. Each investment involves varying levels of risk and is subject to change based on availability.
💬 Need Assistance?
☎️ Call us at 815-673-5577
🤔 Frequently Asked Questions
✅ Explore Crypto with Confidence
SOCU makes it simple and secure to invest in digital assets—all within your trusted online banking experience.
Login to SOCU Online Banking and select Investments to get started!
Available for Peronal Accounts 18 and over.
Digital assets (cryptocurrencies) are made available and held in a digital asset wallet operated by BitGo Bank & Trust, National Association (N.A.) (“BitGo”), not Streator Onized Credit Union, InvestiFi, or its affiliates. BitGo is a separate entity from, and not an affiliate of, Streator Onized Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of Streator Onized Credit Union or BitGo; (3) not guaranteed by Streator Onized Credit Union or BitGo; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow member recourse; and (7) held by a third party. Streator Onized Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e., cryptocurrencies) held in your digital asset wallet operated by BitGo (i.e., Crypto) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e., cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you, given your financial situation. Digital assets are not obligations of Streator Onized Credit Union or BitGo and are not guaranteed by Streator Onized Credit Union or BitGo.