Perks & Edge Credit Cards

Visa Perks
Cards are EMV Chip Cards for added security
Contactless/Tap to Pay
Mobile Pay Options
Verified by VISA®
24/7 Account Access through MYCardinfo Online
VISA Perks Rate
As low as 11.90% APR
Perks Plus Rewards! Earn points with every purchase!
3x Travel, 2x Gas & Dining; Cash Back
Credit Limits up to $25,000.00

VISA Edge
Cards are EMV Chip Cards for added security
Contactless/Tap to Pay
Mobile Pay Options
Verified by VISA®
24/7 Account Access through MYCardinfo Online
A great way to build credit
VISA Edge Rate
As low as 14.90% APR
Credit Limits up to $5,000.00
Mobile Pay Options
SOCU is proud to announce our latest greatest feature, mobile pay! SOCU supports Apple, Android, and Samsung mobile pay options. View a list of how-to documents that can help you get set up and running with mobile pay today.
Benefits of Our Edge and Perk Credit Cards
• Auto Rental Collision Damage Waiver
• Porch Piracy Protection: Up to $10,000.00
• Travel Accident Insurance: Up to $250,000.00
• Trip Cancellation/Trip Interruption: Up to $2,000
VISA® Account Updater
When you save your SOCU Visa® Credit/Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.
So if your card is re-issued, you may not have to update your payment info with every biller and merchant where you have it saved*
• Skip the hassles of re-entering or resubmitting your payment info
• Avoid declined payments and service interruptions
• Count on SOCU to keep your card info secure
It’s just one more reason your SOCU Visa® Credit/Debit card is the easy way to pay for everything from your morning coffee to your monthly cable bill.
Learn More About VISA® Account Updater
Visa® Checkout and SOCU
Whenever you shop on your favorite sites, keep an eye out for the Visa® Checkout button. Once you select Visa® Checkout, all you have to do is log in and confirm your payment. Visa® Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.
*All Visas® subject to credit approval. Edge as low as 14.9% APR; Perks as low as 11.9% APR.
Lost or Stolen: Debit Card: 800-523-4175 | Credit Card & Check Balances: 800-595-2454










