🏠 Homeownership Just Got 1% Better!
🎉 Take 1% Off Our Current Mortgage Rates!
Whether you're buying your first home, upgrading to your forever home, or refinancing an existing mortgage, this limited-time offer could save you thousands.
Why 1% Matters 💰
✅ Lower monthly payments
✅ More purchasing power
✅ Potentially save thousands in interest
✅ Keep more money for renovations, travel, savings, or family expenses
🚀 Benefits of Financing with SOCU
🏡 Local mortgage experts
📞 Personal service from application to closing
🔒 Fixed-rate options available
❤️ Trusted by members throughout our communities
🔑 Ready to Get Started?
Our mortgage team is ready to help you find the right loan for your budget and goals.
🏢 Visit your nearest SOCU branch
*All loans are subject to credit approval. Offer available on owner-occupied primary residences only. Eligible loans must be first mortgage fixed-rate loans with a rate lock date between August 1, 2026, and September 30, 2026, for a maximum rate lock period of 60 days. Qualified borrowers may receive up to a 1.00% interest rate reduction from SOCU's current interest rate: 0.50% for maintaining an active SOCU checking account and an additional 0.50% for maintaining direct deposit or automatic mortgage payments through a SOCU checking account. Offer applies to purchase transactions, refinances from another financial institution, and SOCU refinances with a minimum of $10,000 in new advanced funds. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan to value requirements, and final credit approval. Approvals, rates, and fees are subject to underwriting and program guidelines and are subject to change without notice. Please consult your tax advisor regarding any tax implications. Offer cannot be combined with any other rate discount programs. Equal Housing Lender. Federally insured by the NCUA. NMLS #421974