Checking Accounts

Everyone has different needs when it comes to managing their money. We have options tailored for you! All of our checking accounts come with an instant issue debit card, free mobile check deposit, free estatements, and much more. Plus, all the convenience of Online banking and our Mobile app.

Checking Perks

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  • Primary Owner must be 18 or over
  • Failed ChexSystems required (will NOT pass ChexSystems with unpaid chargeoffs!)
  • Free Instant Issue Debit Card
  • Not eligible for Courtesy Pay or CLOC
  • POS $1,000; ATM $500
  • First order of checks are free (if ordered within 30 days of account opening)

(1) See separate Checking Account Overdraft Disclosure for additional information on overdraft procedures and processing.
(2) See separate Fee Schedule for all other transaction fees.
(3) Must Contact a SOCU representative within 30 days of account opening to order free starter checks. Seniors can contact a SOCU representative at any time to order free checks.