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Second Chance Checking


Everyone deserves a chance at a checking account. SOCU wants all our eligible members to use our awesome checking products. Perks include $0 minimum balance and Courtesy Overdraft Protection for qualified accounts.

Everyone deserves a second chance
Everyone deserves a second chance

Must be eligible for membership.  See for eligibility requirements based on location, employment and/or familial relations.  Eligibility also includes not having caused a loss to Streator Onized Credit Union and not being subject to any legal or administrative order or levy.  Overdraft protection options available for qualified members.  May require at least a 60-day waiting period.  Minimum $1 in primary savings required.  SOCU will deposit the first $1 in all new primary savings. Limited time offer. Federally insured by the NCUA.  NMLS#421974.