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*Available on Loans in good standing except Mortgage, Home Equity, Checking Line of Credit, Troubled Debt Restructured Loans and No Hassle Loans. Loans originated with 90-day first pay promotion are excluded for at least 12-months from date of loan origination. All other terms and provisions of the original agreement are unchanged and remain in full effect. Interest will continue to accrue during the month you skip your payment. In some cases, based on the size of your balance, the interest which accrues may be greater than the amount of your next payment. It may take several months to begin to reduce your principle balance. Maximum of two extensions per calendar year may be granted with a minimum of three months from the date of the last extension. The loan cannot be more than 10 days past due. $29.00 fee per loan or Visa skipped. Federally insured by the NCUA. NMLS #421974.