$25 Early Start Checking


Open an Early Start Checking account and get $25 on us! Stop into any SOCU Branch and open one today!

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Why Should I Set Up an Early Start Checking Account for my Child?


  • Builds Financial Literacy Early: Kids learn to manage money, track spending, and understand basic bankingβ€”skills that stick for life.
  • Encourages Responsibility: Managing their own account helps children develop accountability and smart money habits.
  • Safe & Controlled Learning: Parents can monitor activity, set limits, and guide their children through real-world financial experiences in a secure way.
  • Head Start on Financial Independence: Early exposure to banking lays the groundwork for confident, independent financial decision-making in the future.

*Early Start Checking available for youth age 10-17 with a parent or legal guardian joint on the account. All checkings subject to credit approval. Federally insured by the NCUA.