Privacy Policy
FACTS | WHAT DOES STREATOR ONIZED CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal
information we collect and share depend on the product or service you
have with us. This information can include: -Social Security number and Payment history -Account balances and Income -Credit scores and Account Transactions When you are no longer our member, we continue to share your information as described in this notice. |
How? | All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Streator Onized Credit Union chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Streator Onized CU share? | Can you limit this sharing? |
For our everyday business purpose - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes - to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
For our affiliates' everyday business purposes - information about your creditworthiness | No | We don't share |
For our affiliates to market to you | No | We don't share |
For non-affiliates to market to you | No | We don't share |
Who we are | |
Who is providing this notice? | SOCU means Streator Onized Credit Union |
What we do | |
How does SOCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
Why can't I limit all sharing? | Federal law gives you the right to limit only: -sharing for affiliates' everyday business purposes - information about your creditworthiness -affiliates from using your information to market to you -sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. SOCU has no affiliates. |
Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. SOCU does not share with non-affiliates so they can market to you. |
Joint marketing | A formal agreement between non affiliated financial companies that together market financial products or services to you. SOCU's joint marketing partners include insurance companies. |
Other important information | |
Nothing at this time |