*APR is annual percentage rate. All loans are subject to credit approval. The rate is based on credit, value and term. Any year, any make, any model is valid on purchases only. As low as rate of 2.99% APR is based on a 72 month term, with a 700 or above Transunion credit score, with a Visa discount or with an auto payment discount. Limited time offer. Equal Housing Lender. NMLS# 421974. Routing Number: 271989688 Federally Insured by the NCUA.