Visa Platinum Edge

In an environment of rising bank card fees and rates, credit cards from a credit union can make a better choice than a bank-issued card. We take security seriously and that is why SOCU credit cards employ SecurLOCK and FRIS Fraud Monitoring.

Median advertised interest rates on credit union cards were about 20 percent lower than on bank cards, according to a July 2009 study by the Pew Charitable Trusts, which compared credit cards from the 12 largest credit unions and 12 largest banks. The median late and over-limit fee was $20 at credit unions and $39 at banks.

"Bottom line, the credit unions are offering lower upfront rates, with lower fees and less risk of unfair or deceptive practices," says Nick Bourke, author of the report and manager of the Pew Safe Credit Cards Project.*

Our Platinum Edge Card image
Take it to the Edge, with SOCU VISA Edge

Our Low Rates

13.90% APR
$150,000.00 Worldwide Automatic Travel Accident Insurance
Credit Limits up to $5,000.00

About VISA Edge

Cards are EMV Chip Cards for added security
Mobile Pay Options
Verified by VISA
24/7 Account Access through EZCardinfo Online
Auto Rental Insurance
A great way to build credit
Learn how to read your credit report by Transunion

Apply Online for VISA Card Now


Visa Checkout and SOCU

Whenever you shop on your favorite sites, keep an eye out for the Visa Checkout button. Once you select Visa Checkout, all you have to do is log in and confirm your payment. Visa Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.



Improved Fraud Alerts

2-Way Email and Text Messaging communications (SecurLOCK) for Visa Credit Card fraud alerts are coming July 2016.

Please update your personal information for your credit card account on EZCardinfo.com or notify the Plastics Department of any changes to your account. If you have any question please call the Plastics Department.

SecurLOCK F.A.Q.


Visa Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your Visa card.

Sign Up for Purchase Alerts


Mobile Pay Options

SOCU is proud to announce our latest greatest feature, mobile pay! SOCU supports Apple, Android, and Samsung mobile pay options. View a list of how-to documents that can help you get set up and running with mobile pay today.


*All Visas subject to credit approval. Rate is fixed for 12 months from date of transfer. Rates as of 11/1/15 are as follows: Platinum Edge 13.9% APR; Platinum Perks 10.9% APR. Source: Bankrate http://www.bankrate.com/finance/credit-cards/should-you-get-a-credit-union-credit-card-1.aspx

Lost or Stolen: Debit Card: 800-523-4175 | Credit Card: 800-325-3678 | Check Balances: 800-322-8472