Debit Cards

Swipe & go, ATM abilities and welcome everywhere you see a VISA symbol, SOCU's debit cards get you where you need to go. We take security seriously and that is why SOCU debit cards employ SecurLOCK and FRIS Fraud Monitoring.

When is the last time you used plastic to make a purchase less than $5? For many Americans, it’s becoming more common.

The percentage of cardholders who use debit cards for small purchases hit 27% in 2016, an increase of five percentage points since 2014, according to a new survey of about 600 people with major credit cards from CreditCards.com. Just 11% of cardholders say they use credit cards for those small purchases of less than $5, about the same number who said they did in 2014.

Several experts said the shift is an indication that debit and credit cards are becoming more popular, and cash is a slightly less popular choice for purchases than in the past.*

Visa Checkout and SOCU

Whenever you shop on your favorite sites, keep an eye out for the Visa Checkout button. Once you select Visa Checkout, all you have to do is log in and confirm your payment. Visa Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.

Stop into any branch today to get your debit card created on the spot! Choose from a large assortment of different designs.


Visa Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your Visa card.

Sign Up for Purchase Alerts


Mobile Pay Options

SOCU is proud to announce our latest greatest feature, mobile pay! SOCU supports Apple, Android, and Samsung mobile pay options. View a list of how-to documents that can help you get set up and running with mobile pay today.



*Source: Maria LaMagna http://www.marketwatch.com/story/more-people-are-using-debit-cards-to-buy-a-pack-of-gum-2016-03-23