Visa Platinum Perks

First, create your profile so you can log into your rewards account at Once your profile is created, you can view your reward balance, search and view all available redemption options and more! Redeem points online for merchandise and travel rewards. Use your cards for everyday purchases and watch your points add up quickly. We take security seriously and that is why SOCU credit cards employ SecurLOCK and FRIS Fraud Monitoring.

Giant hand holding Platinum perks card billboard
Safe and Secure VISA® Platinum - Get yours today

A Really Low Rate

As low as 10.90% APR
ScoreCard Rewards! Earn points with every purchase!
SCOREMORE at participating retailers!
Credit Limits up to $25,000.00


Cards are EMV Chip Cards for added security
Mobile Pay Options
Travel & Emergency Assistance 24 hours a day
Verified by VISA®
24/7 Account Access through EZCardinfo Online
Auto Rental Insurance

Apply Online for VISA® Card Now

Visa® Checkout and SOCU

Whenever you shop on your favorite sites, keep an eye out for the Visa® Checkout button. Once you select Visa® Checkout, all you have to do is log in and confirm your payment. Visa® Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.

Improved Fraud Alerts

2-Way Email and Text Messaging communications (SecurLOCK) for Visa® Credit Card fraud alerts!

Please update your personal information for your credit card account on or notify the Card Services Department of any changes to your account. If you have any question please call the Card Services Department.

SecurLOCK F.A.Q.

Visa® Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your Visa card.

Sign Up for Purchase Alerts

Mobile Pay Options

SOCU is proud to announce our latest greatest feature, mobile pay! SOCU supports Apple, Android, and Samsung mobile pay options. View a list of how-to documents that can help you get set up and running with mobile pay today.

VISA® Account Updater

When you save your SOCU Visa® Credit/Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.

So if your card is re-issued, you may not have to update your payment info with every biller and merchant where you have it saved*

• Skip the hassles of re-entering or resubmitting your payment info
• Avoid declined payments and service interruptions
• Count on SOCU to keep your card info secure

It’s just one more reason your SOCU Visa® Credit/Debit card is the easy way to pay for everything from your morning coffee to your monthly cable bill.

Learn More About VISA® Account Updater

*All Visas® subject to credit approval. Platinum Edge as low as 13.9% APR; Platinum Perks as low as 10.9% APR.

Lost or Stolen: Debit Card: 800-523-4175 | Credit Card: 800-325-3678 | Check Balances: 800-322-8472