Visa Platinum Edge

In an environment of rising bank card fees and rates, credit cards from a credit union can make a better choice than a bank-issued card. We take security seriously and that is why SOCU credit cards employ SecurLOCK and FRIS Fraud Monitoring.

Median advertised interest rates on credit union cards were about 20 percent lower than on bank cards, according to a July 2009 study by the Pew Charitable Trusts, which compared credit cards from the 12 largest credit unions and 12 largest banks. The median late and over-limit fee was $20 at credit unions and $39 at banks.

"Bottom line, the credit unions are offering lower upfront rates, with lower fees and less risk of unfair or deceptive practices," says Nick Bourke, author of the report and manager of the Pew Safe Credit Cards Project.*

Our Platinum Edge Card image
Take it to the Edge, with SOCU VISA® Edge

Our Low Rates

As low as 13.90% APR
$150,000.00 Worldwide Automatic Travel Accident Insurance
Credit Limits up to $5,000.00

About VISA Edge

Cards are EMV Chip Cards for added security
Mobile Pay Options
Verified by VISA®
24/7 Account Access through EZCardinfo Online
Auto Rental Insurance
A great way to build credit

Apply Online for VISA® Card Now

Visa® Checkout and SOCU

Whenever you shop on your favorite sites, keep an eye out for the Visa® Checkout button. Once you select Visa® Checkout, all you have to do is log in and confirm your payment. Visa® Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.

Improved Fraud Alerts

2-Way Email and Text Messaging communications (SecurLOCK) for Visa® Credit Card fraud alerts.

Please update your personal information for your credit card account on or notify the Card Services Department of any changes to your account. If you have any question please call the Card Services Department.

SecurLOCK F.A.Q.

Visa® Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your Visa® card.

Sign Up for Purchase Alerts

Mobile Pay Options

SOCU is proud to announce our latest greatest feature, mobile pay! SOCU supports Apple, Android, and Samsung mobile pay options. View a list of how-to documents that can help you get set up and running with mobile pay today.

VISA® Account Updater

When you save your SOCU Visa® Credit/Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.

So if your card is re-issued, you may not have to update your payment info with every biller and merchant where you have it saved*

• Skip the hassles of re-entering or resubmitting your payment info
• Avoid declined payments and service interruptions
• Count on SOCU to keep your card info secure

It’s just one more reason your SOCU Visa® Credit/Debit card is the easy way to pay for everything from your morning coffee to your monthly cable bill.

Learn More About VISA Account Updater

*All Visas® subject to credit approval. Rate is fixed for 12 months from date of transfer. Rates are as follows: Platinum Edge as low as 13.9% APR; Platinum Perks as low as 10.9% APR. Source: Bankrate

Lost or Stolen: Debit Card: 800-523-4175 | Credit Card: 800-325-3678 | Check Balances: 800-322-8472