Visa Platinum Edge
In an environment of rising bank card fees and rates, credit cards from a credit union can make a better choice than a bank-issued card. We take security seriously and that is why SOCU credit cards employ SecurLOCK and FRIS Fraud Monitoring.
Median advertised interest rates on credit union cards were about 20 percent lower than on bank cards, according to a July 2009 study by the Pew Charitable Trusts, which compared credit cards from the 12 largest credit unions and 12 largest banks. The median late and over-limit fee was $20 at credit unions and $39 at banks.
"Bottom line, the credit unions are offering lower upfront rates, with lower fees and less risk of unfair or deceptive practices," says Nick Bourke, author of the report and manager of the Pew Safe Credit Cards Project.*
Our Low Rates
$150,000.00 Worldwide Automatic Travel Accident Insurance
Credit Limits up to $5,000.00
About VISA Edge
###Visa® Checkout and SOCU Whenever you shop on your favorite sites, keep an eye out for the Visa® Checkout button. Once you select Visa® Checkout, all you have to do is log in and confirm your payment. Visa® Checkout saves your payment and shipping information, so there’s no time wasted. Three clicks and you’re done.
###Improved Fraud Alerts 2-Way Email and Text Messaging communications (SecurLOCK) for Visa® Credit Card fraud alerts.
Please update your personal information for your credit card account on EZCardinfo.com or notify the Plastics Department of any changes to your account. If you have any question please call the Plastics Department.
Visa® Purchase Alerts
Know where your money is going. Get a text or email whenever you pay with your Visa® card.
Mobile Pay Options
SOCU is proud to announce our latest greatest feature, mobile pay! SOCU supports Apple, Android, and Samsung mobile pay options. View a list of how-to documents that can help you get set up and running with mobile pay today.
VISA® Account Updater
When you save your SOCU Visa® Credit/Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.
So if your card is re-issued, you may not have to update your payment info with every biller and merchant where you have it saved*
• Skip the hassles of re-entering or resubmitting your payment info
• Avoid declined payments and service interruptions
• Count on SOCU to keep your card info secure
It’s just one more reason your SOCU Visa® Credit/Debit card is the easy way to pay for everything from your morning coffee to your monthly cable bill.
*All Visas® subject to credit approval. Rate is fixed for 12 months from date of transfer. Rates as of 11/1/15 are as follows: Platinum Edge 13.9% APR; Platinum Perks 10.9% APR. Source: Bankrate http://www.bankrate.com/finance/credit-cards/should-you-get-a-credit-union-credit-card-1.aspx
Lost or Stolen: Debit Card: 800-523-4175 | Credit Card: 800-325-3678 | Check Balances: 800-322-8472