Loans

SOCU has a host of loan products that can help you get the money you need when you need it! Review our current rates and apply online today!

In Branch Lending

Each SOCU branch has a loan officer in office during regular business hours. No appointments are necessary to stop in and see about getting a loan with SOCU.

Loan Officer Call Center

Our loan department is a dynamic effort across multiple branches. To offer the best service possible we employ a loan officer call center. During business hours you can call directly into a loan officer and have your questions answered without delay. To bypass our receptionists and talk to a loan officer direct call us at 815-510-3090.



Indirect Lending Department

Our Indirect Lending Department helps you complete your vehicle purchase when you go directly to a dealership. Using an integrated system our Indirect team can make loan decisions faster than ever before. Our preferred dealerships love working with us and we love working with them. So if you are looking for a dealer that makes it a snap to get your loan with us check out the dealer list.

Card Services

Each loan officer has the ability to open new credit cards for members. So if you are looking for a credit card at a low rate stop into any branch or apply online today!

Online Lending

Using our online lending platform at banking.socu.org/loan-application you can apply for a host of loans at SOCU. Each loan is reviewed and decisioned on by an in branch loan officer. It is a quick and easy way to get the process started. We also employ Docusign to make signing loan documents easy when you can't come into a branch.

Apply Online Now!